So you've got the perfect Subaru picked out and you're ready to drive it all around Kalkaska and Kingsley. Fantastic! Now, it's time for you to consider your Subaru financing options. Whether you decide to take out a Subaru lease or loan, Serra Subaru of Traverse City ensures that you get a great deal both on the price of your car and as you pay it off over time. Let us walk you through everything you need to know about Subaru financing and if you're still undecided on which new Subaru is right for you, we've got a convenient online showroom and video gallery, including virtual test drives, to help you out.

Financing vs. Leasing

The first question you should ask in your Subaru financing journey is whether you want to finance your car or get a Subaru lease. Both are attractive options, but Manton and Rapid City drivers should know that they serve two different kinds of lifestyles. Subaru financing is better suited for those who are looking to hold onto their cars for a very long time after the financing term is up, while those who seek flexibility will want to stick with a lease instead. Here's our quick rundown of the financing vs. leasing decision-making process below.


  • Financing your car involves borrowing money from a bank or dealership and making monthly payments with the expectation that you will eventually have the car paid off and own it outright.
  • When you get Subaru financing, you'll have more freedom in how you drive your car in Northern Michigan. You can drive your car as many miles as you want and can modify it as you see fit.


  • Picking a Subaru lease comes with its own set of advantages and drawbacks. For those seeking to get a newer car quicker, a lease means you'll be through your term much quicker than a loan and get to upgrade sooner.
  • However, you are subject to mileage limits, have to adhere to a more rigorous maintenance schedule, and have fewer options to customize your car.

Still unsure? Read more about buying vs. leasing to get a better idea. 

Let Serra Subaru Figure Out Your Financing Dilemmas

Here at Serra Subaru, you will have access to some of the foremost local pros when it comes to Subaru sales. Feel at home as you shop with us, because we've got answers to all your questions. Contact us to get started! We can't wait to hear from you. If you are ready, apply for financing today.

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Serra Subaru of Traverse City

1747 S. Garfield Ave
Directions Traverse City, MI 49686

  • Sales: 231-486-0887

Online Sales

  • Monday 8-30AM-7PM
  • Tuesday 8-30AM-7PM
  • Wednesday 8-30AM-7PM
  • Thursday 8-30AM-7PM
  • Friday 8-30AM-6PM
  • Saturday 10:00AM-3:00PM
  • Sunday Closed